Benefits for the Self-Employed
No HR Department? No Problem.
You don’t have to figure it out alone. This page is your starting point — quick videos, simple explanations, and a way to connect when you’re ready.
4 Key Risks Every Independent Worker Faces
✔️ Doctor & Hospital Costs - Pay the Doctor
✔️ Out of Pocket - Medical doesn’t cover it all
✔️ Lost Income - Bills don’t stop when you can’t work
✔️ Family Security - Life Insurance protects those you love
Coverage Made Simple
When you don’t have an HR department, knowing where to start is half the battle. Here are four core coverages most self-employed people ask about:
🩺 Health Insurance
Need individual health coverage when your work doesn’t provide it?
Most self-employed folks don’t realize they might qualify for special enrollment periods—or find savings —that let you enroll outside the typical November window.
😁 Dental & Vision
Affordable coverage you can set up yourself.
Dental and vision plans are available year-round — no need to wait for open enrollment.
❤️ Life Insurance
Protect the people you love with coverage that fits your budget.
The hardest part is knowing how much coverage you really need — that’s where we come in.
💪 Disability Income Protection
Bills don’t stop when you can’t work. Most self-employed people don’t have a backup plan if an illness or injury interrupts their income.
Whether you’d rather explore on your own or talk it through with us, we’ll keep it simple. Schedule a time, request info, or just give us a call — whatever works best for you.
Frequently Asked Questions
-
Not always. Many people qualify for special enrollment periods, and private options are available year-round.
-
Yes. Dental and vision plans are available year-round — no need to wait for November.
-
Not necessarily. Plans can be tailored to fit your budget, and the right amount of coverage often costs less than people expect.
-
That’s why we’re here. We’ll walk you through the basics and help you decide what makes the most sense for your situation.
-
Absolutely. You can schedule a quick call or request info, and we’ll take it from there.